
Here’s Why Mortgage Rates Are What They Are Right Now
If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole n

Oprah Winfrey Returns to Her Former Hometown of Chicago as She Makes Rare Appearance With Partner Stedman Graham
TV mogul Oprah Winfrey has gone back to where her media career started—returning to her former hometown of Chicago, where she enjoyed a sweet reunion with her former colleagues on "The Oprah Winfrey Show" weeks before the 40th anniversary of its premiere episode. The 72-year-old media personality wa

Homeowners Insurance Premiums in Texas Surged 30% in 5 Years—10 Times Faster Than Incomes
Homeowners in Texas are grappling with rising insurance premiums, as carriers raise rates in the disaster-prone state. Between 2019 and 2024, home insurance premiums rose 30% in Texas, to an average of $2,983 annually, according to a new report from Rice University's Kinder Institute for Urban Resea
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