528 OCEAN SPRAY DR, Ruskin, FL 33570
528 OCEAN SPRAY DR, Ruskin, FL 33570
528 OCEAN SPRAY DR, Ruskin, FL 33570
528 OCEAN SPRAY DR, Ruskin, FL 33570
528 OCEAN SPRAY DR, Ruskin, FL 33570
528 OCEAN SPRAY DR, Ruskin, FL 33570

HOW MUCH WOULD YOU LIKE TO OFFER FOR THIS PROPERTY?

Additional details
$ 409,000
Est. payment | /mo

4 Beds

4 Baths

2,820 SqFt


$ 409,000
Est. payment | /mo

4 Beds

4 Baths

2,820 SqFt

Open House

Sun Jul 12, 12:00pm - 3:00pm

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,820 sqft

Price per Sqft $145

Subdivision Shell Cove Ph 2

MLS Listing ID TB8522386

Bedrooms 4

Full Baths 3

Half Baths 1

HOA Fees $85/ann

HOA Y/N Yes

Annual Recurring Fee 85.0

Year Built 2021

Annual Tax Amount $10,266

Lot Size 7,840 Sqft

Acres 0.18

Lot Dimensions 60x128

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community.

This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living.

A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities.

Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization.

Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience.

Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender.

Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities.

Please note: An assumable loan can be assumed by anyone, not just a VA borrower.

Location

State FL

County Hillsborough

Community Shell Cove Ph 2

Area 33570 - Ruskin/Apollo Beach

Zoning PD

Rooms

Other Rooms Interior In-Law Suite w/Private Entry

Interior

Interior Features Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

Heating Electric

Cooling Central Air

Flooring Carpet, Tile

Furnishings Unfurnished

Fireplace false

Appliance Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Laundry Electric Dryer Hookup, Inside, Laundry Room

Exterior

Garage Spaces 3.0

Community Features Buyer Approval Required, Deed Restrictions, Pool

Utilities Available Cable Available, Electricity Available

Amenities Available Pool

Roof Type Shingle

Porch Covered

Attached Garage true

Exposure West

Garage true

Private Pool No

Building

Story 1

Entry Level One

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Public Sewer

Water Public

Structure Type Brick

New Construction false

Schools

Elementary Schools Thompson Elementary

Middle Schools Shields-Hb

High Schools Lennard-Hb

Others

Pets Allowed Cats OK, Dogs OK

HOA Fee Include Common Area Taxes,Pool,Private Road

Senior Community No

Ownership Fee Simple

Monthly Total Fees $7

Acceptable Financing Assumable, Cash, Conventional, FHA, VA Loan

Membership Fee Required Required

Listing Terms Assumable, Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8522386

Stellar MLS
Listed by Kristy ONeal LPT REALTY, LLC

NEARBY SCHOOLS & PROPERTIES

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528 OCEAN SPRAY DR