4941 CARDINAL TRL, Palm Harbor, FL 34683
4941 CARDINAL TRL, Palm Harbor, FL 34683
4941 CARDINAL TRL, Palm Harbor, FL 34683
4941 CARDINAL TRL, Palm Harbor, FL 34683
4941 CARDINAL TRL, Palm Harbor, FL 34683
4941 CARDINAL TRL, Palm Harbor, FL 34683

HOW MUCH WOULD YOU LIKE TO OFFER FOR THIS PROPERTY?

Additional details
$ 549,000
Est. payment | /mo

4 Beds

3 Baths

2,175 SqFt


$ 549,000
Est. payment | /mo

4 Beds

3 Baths

2,175 SqFt

Open House

Sat May 09, 11:00am - 1:00pm

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,175 sqft

Price per Sqft $252

Subdivision Blue Jay Woodlands-Phase 1

MLS Listing ID TB8482100

Bedrooms 4

Full Baths 3

Construction Status Completed

HOA Fees $100/ann

HOA Y/N Yes

Annual Recurring Fee 100.0

Year Built 1981

Annual Tax Amount $7,697

Lot Size 7,840 Sqft

Acres 0.18

Lot Dimensions 80x100

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

GULF-ACCESS COMMUNITY + ENCLOSED BOAT STORAGE | TRANSFERABLE FLOOD POLICY $1,757/YR | PRIVATE GROUND-LEVEL SUITE | 4 BED POOL HOME |
A 4-bedroom pool home with direct gulf access, enclosed boat storage, and a separate ground-level suite, tucked into the quiet streets of Blue Jay Woodlands in Palm Harbor. The community boat ramp is 0.1 miles from the front door. Saturday mornings start with the boat in the water by 9 and the saltwater pool waiting when you get back. | THE BOATING LIFE WITHOUT THE WATERFRONT PRICE | Residents-only ramp with direct Gulf of Mexico access. Enclosed boat storage built into the property footprint. Gulf access and full boating capability without the waterfront insurance or the waterfront price tag. | TRANSFERABLE FLOOD POLICY: $1,757/YEAR | An active, transferable NFIP flood policy conveys at closing at $1,757 per year, approximately one-third of standard market rates for this zone. Zone AE. New flood coverage is increasingly difficult and expensive to secure here. This policy follows the home, not the seller. | THE PRIVATE GROUND-LEVEL SUITE | A separate suite with its own private entrance, full bath, and direct backyard access. Multi-generational living, long-term guest space, work-from-home office, or rental income. Layouts like this are rare at this price. | THE LAYOUT | Upstairs: kitchen, vaulted-ceiling family room, primary suite, additional bedrooms. Downstairs: the suite, flex space, pool access. Two functional zones, real privacy between them, the kind of separation a single-story home cannot offer. | MAJOR SYSTEMS DONE | Roof 2021. HVAC 2021. Exterior paint 2023. Electrical panel updated. EV charging installed. Wind mitigation valid through May 2028. Four-point inspection in MLS documents. | COSMETIC OPPORTUNITY | Popcorn ceilings, primary bath, and patio surfaces are original or partially original. Buyers who want to add their own taste over time will find real value-add upside here. Homeowner-completed garage conversion offers flexibility: keep the bonus living space or restore the original 2-car garage with simple drywall work. | THE BACKYARD | Private saltwater pool. Covered patio. Fully fenced 7,928 sq ft corner lot. Mature palms. Rear balcony. Adjacent enclosed outdoor area built for the boat or the toys. | LOCATION | 0.5 mi to Pinellas Trail. 3.0 mi to Sunset Beach. 3.9 mi to Fred Howard Park. 2.5 mi to Tarpon Springs Sponge Docks. 6.0 mi to Dunedin. Zoned for Sunset Hills Elementary, Tarpon Springs Middle, Tarpon Springs High. Tarpon Springs Fundamentals Magnet (application-based) 2.3 mi away. Golf-cart-friendly community. | OPTIONAL HOA | $8/month, optional, no deed restrictions. | THE NUMBERS | Recent 4-bedroom pool homes in 34683 closed in an average of 24 days at 97.8% of list, averaging $285/sqft. This home is priced at $252/sqft. | FINANCING | Approved for conventional, FHA, VA, and cash. Florida Housing down payment assistance available. Hometown Heroes eligibility anticipated July 2026. Consult your agent or lender for specifics.

Location

State FL

County Pinellas

Community Blue Jay Woodlands-Phase 1

Area 34683 - Palm Harbor

Zoning R-3

Rooms

Other Rooms Family Room

Interior

Interior Features Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Window Treatments

Heating Central, Electric

Cooling Central Air

Flooring Carpet, Ceramic Tile, Laminate

Fireplaces Type Living Room, Wood Burning

Furnishings Unfurnished

Fireplace true

Appliance Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer

Laundry Inside, Other

Exterior

Exterior Feature Private Yard, Sidewalk

Parking Features Converted Garage, Garage Door Opener, Ground Level

Garage Spaces 1.0

Fence Wood

Pool Gunite, In Ground, Tile

Community Features Street Lights

Utilities Available Electricity Connected, Public, Sewer Connected, Water Connected

View Garden, Pool

Roof Type Shingle

Porch Covered, Deck, Front Porch, Patio, Rear Porch

Attached Garage true

Garage true

Private Pool Yes

Building

Lot Description Corner Lot, FloodZone, Oversized Lot, Sidewalk, Unincorporated

Entry Level Two

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Public Sewer

Water Public

Architectural Style Florida

Structure Type Block,Stucco,Frame

New Construction false

Construction Status Completed

Schools

Elementary Schools Sunset Hills Elementary-Pn

Middle Schools Tarpon Springs Middle-Pn

High Schools Tarpon Springs High-Pn

Others

Pets Allowed Cats OK, Dogs OK

Senior Community No

Ownership Fee Simple

Monthly Total Fees $8

Acceptable Financing Cash, Conventional, FHA, VA Loan

Membership Fee Required Optional

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8482100

Stellar MLS
Listed by Nathalia Souza Spring COLDWELL BANKER REALTY

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4941 CARDINAL TRL