20978 MONZA LOOP, Land O Lakes, FL 34638
20978 MONZA LOOP, Land O Lakes, FL 34638
20978 MONZA LOOP, Land O Lakes, FL 34638
20978 MONZA LOOP, Land O Lakes, FL 34638
20978 MONZA LOOP, Land O Lakes, FL 34638
20978 MONZA LOOP, Land O Lakes, FL 34638

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Additional details
Keith Francis

Keith Francis

+1(904) 874-2066
$ 445,000
Est. payment | /mo

4 Beds

3 Baths

2,386 SqFt

Save Virtual Tour
$ 445,000
Est. payment | /mo
Save Virtual Tour

4 Beds

3 Baths

2,386 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,386 sqft

Price per Sqft $186

Subdivision Arden Preserve

MLS Listing ID TB8500994

Bedrooms 4

Full Baths 2

Half Baths 1

HOA Fees $90/mo

HOA Y/N Yes

Annual Recurring Fee 1080.0

Year Built 2022

Annual Tax Amount $6,271

Lot Size 6,969 Sqft

Acres 0.16

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you're hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O' Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O' Lakes' most desirable neighborhoods.

Location

State FL

County Pasco

Community Arden Preserve

Area 34638 - Land O Lakes

Zoning MPUD

Rooms

Other Rooms Bonus Room, Den/Library/Office

Interior

Interior Features Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Window Treatments

Heating Central

Cooling Central Air

Flooring Carpet, Luxury Vinyl, Tile

Furnishings Unfurnished

Fireplace false

Appliance Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener

Laundry Laundry Room

Exterior

Exterior Feature Garden, Private Yard, Sidewalk, Sliding Doors

Garage Spaces 2.0

Fence Fenced, Vinyl

Community Features Community Mailbox, Dog Park, Gated Community - No Guard, Sidewalks

Utilities Available Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

View Trees/Woods

Roof Type Shingle

Porch Front Porch, Patio, Rear Porch

Attached Garage true

Garage true

Private Pool No

Building

Lot Description Conservation Area, Landscaped, Level, Sidewalk, Paved, Private

Entry Level Two

Foundation Slab

Lot Size Range 0 to less than 1/4

Builder Name Pulte Homes

Sewer Public Sewer

Water Public

Structure Type Block,Stucco,Frame

New Construction false

Schools

Elementary Schools Connerton Elem

Middle Schools Pine View Middle-Po

High Schools Land O' Lakes High-Po

Others

Pets Allowed Yes

Senior Community No

Ownership Fee Simple

Monthly Total Fees $90

Acceptable Financing Cash, Conventional, FHA, VA Loan

Membership Fee Required Required

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8500994

Stellar MLS
© 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved.
Listed by Michael Cinquemano, Jr. MIHARA & ASSOCIATES INC.

NEARBY SCHOOLS & PROPERTIES

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20978 MONZA LOOP